Lots will adversely affect the continuity of family life. Therefore we strongly recommend that you plan for protection against problems-problems in the way of life that may occur. If you as an employee with a mediocre income, while the income your husband much larger, but seasonal in character because he’s a freelance worker, How should your family’s financial arrangements?

How to deal with your problems is in the husband got a job and there are quite lot of income, save some funds to cover the shortage monthly needs (for 3 months in advance). The remaining half is invested into short-term instruments (eg deposits), which can be liquidated if after 3 months had passed. The husband still did not get the job again. The remaining can be invested into the medium-term instruments, and even long (such as bonds, stocks or mutual funds), with the expectation that the investment results over time can help improve the family finances.